Legal disclaimer

Coflow is an informational dashboard for Belgian freelancers (eenmanszaak / indépendant). Figures shown — including BTW/TVA, INASTI/RSVZ social contributions and personenbelasting/IPP estimates — are provisional, computed live from your own input and the current official rates we maintain in config.

Coflow is not a registered accountant, tax advisor or social insurance fund. Final amounts payable to FOD Financiën / SPF Finances and to your sociaal verzekeringsfonds / caisse d'assurances sociales must be confirmed by them or by a qualified Belgian accountant (IAB / ITAA).

Rates and thresholds are reviewed against official Belgian sources (FOD Financiën, INASTI/RSVZ, SPF Économie, Statbel). The last verification date for each source is shown in Settings → Data freshness.

Coflow is operated by Workivio Ltd.